WS #15081

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FICO scores have plunged 22% following an FHFA mortgage pricing grid move, compounding the negative impact of a collapsing consumer confidence index at 81.9. Job openings are low and hiring is weak, indicating a labor market that is not improving. This combination of financial stress and weak employment is a strong bearish signal for the housing sector and consumer discretionary spending.

Housing and Financial Stress

FICO scores have plunged 22% following an FHFA mortgage pricing grid move, compounding the negative impact of a collapsing consumer confidence index at 81.9. Job openings are low and hiring is weak, indicating a labor market that is not improving. This combination of financial stress and weak employment is a strong bearish signal for the housing sector and consumer discretionary spending.

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